Personal Banking | Scotiabank Canada (2023)

Cookies on the Scotiabank website

We use cookies & other technologies to analyze website traffic, personalize content & provide relevant advertising on other websites. You can manage your preferences here. Select “Accept” to continue to the website.

Learn about our privacy policy

With these limited time offers:

  • Earn up to $350 in value on an eligible TFSA & RRSP.1
  • Earn up to 4.05% interest until April 30, 2023 on new deposits in your eligible RRSP or TFSA with the Savings Accelerator Account.2

Get offer details

  • Featured
  • Accounts
  • Credit cards
  • Borrowing
  • Investments
  • Learning

Featured

Planning for what’s next in your financial future.

Personal Banking | Scotiabank Canada (1)

New ways to earn up to 6X the points faster

Earn Scene+™ points now at Sobeys, Safeway, FreshCo, Foodland and more with one of our credit cards.

† Conditions apply

Learn more about Scene+

Personal Banking | Scotiabank Canada (2)

The Ultimate Package

Earn a $3502 welcome bonus with the Ultimate Package. It’s the ultimate in banking.

Open your account now

NEW REWARDS

Personal Banking | Scotiabank Canada (3)

Groceries are a go with Scene+!

Earn and Redeem Scene+ points for groceries, pharmacy and more at participating grocery stores. Coming to Quebec in Early 2023.

Explore Scene+

Personal Banking | Scotiabank Canada (4)

We’re turning heads.

We’re honoured to be recognized as The Banker’s Bank of the Year in Canada for the fourth year in a row, and one of the top 25 World’s Best Workplaces™ by Great Place to Work®.

Personal Banking | Scotiabank Canada (5)

Prepare for any kind of trip

Help protect yourself and your loved ones from unforeseen events with Scotia Travel Insurance.

Choose the plan that’s right for you.

Learn more about our insurance plans

SPECIAL OFFER

Personal Banking | Scotiabank Canada (6)

Scotia iTRADE®. It’s every investor’s dream.

Everything you need to direct invest, in one place. Plus, get up to $2,000 cash and $6.99 stock and ETF commission pricing when you open a new account or fund an existing account*.

Accounts

Keep your finances on track with an account that gives you flexibility and control over your money.

Personal Banking | Scotiabank Canada (7)

The Ultimate Package

Earn a $350welcome bonus with the Ultimate Package. It’s the ultimate in banking.2

Open your account now About The Scotiabank Ultimate Package

Personal Banking | Scotiabank Canada (8)

The Preferred Package

Earn a$350 welcome bonuswith a new bank account.2

Personal Banking | Scotiabank Canada (9)

The MomentumPLUS Savings Account

Earn a limited-time savings rate with the MomentumPLUS Savings Account.*

Start Saving Now About the Momentum Plus Savings Account

Personal Banking | Scotiabank Canada (10)

Special Offer for new Scotiabank eligible mortgage

Earn a $350 welcome bonus with a new Preferred Package or Ultimate Package. Plus, pay no monthly account fees for up to a year by setting recurring payments to a new or renewed Scotiabank eligible mortgage.

Get offer

Personal Banking | Scotiabank Canada (11)

Save more than just memories in your new country.

Newcomers can earn up to $1,540* in savings and bonuses with StartRight®.*

StartRight offer details

Personal Banking | Scotiabank Canada (12)

Student Banking Advantage® Plan

A worry-free account matched for student life. Earn a $75 welcome bonus.5

Open your account now

View all bank accounts

View all savings accounts

Credit cards

Browse all the Scotia cards so you can choose the one that’s right for you.

Low Interest

Personal Banking | Scotiabank Canada (13)

Scotiabank Value®
Visa*Card

0% introductory interest rateon Cash Advances for the first 6 months (12.99% after that; annual fee $29).2 Plus no annual fee in the first year.2

Save up to hundreds of dollars a year on interest.

Annual fee: $29
Interest rates: 12.99% purchases / 12.99% cash advances

View more card details for the Scotiabank Value Visa credit card

Travel & lifestyle

Personal Banking | Scotiabank Canada (14)

Scotiabank GoldAmerican Express®Card

Special offer:
Earn up to40,000 bonus Scene+™ pointsin your first year (that’s up to$400towards travel) and first year annual fee waived.1

Annual fee:$120
Interest rates:20.99%purchases /22.99%cash advances

View more card details for the Scotiabank Gold American Express Card

Personal Banking | Scotiabank Canada (15)

Scotia Momentum®Visa Infinite*Card

Special offer:
Earn10% cash backon all purchases for the first 3 months (up to $2,000 in total purchases).1No annual fee in the first year, including on supplementary cards.1

Annual fee:$120
Interest rates:20.99%purchases /22.99%cash advances

View more card details for the Scotia Momentum Visa Infinite credit card

Personal Banking | Scotiabank Canada (16)

Turn credit card purchases into bite-sized payments with Scotia SelectPayTM

A new, flexible way to pay off your eligible Scotiabank Visa* credit card purchases of $100 or more with no interest rate and a low fee.1

Learn more about SelectPay

Travel & Lifestyle

Personal Banking | Scotiabank Canada (17)

Scotiabank Passport® Visa Infinite* Card

Special offer:
Earn up to35,000 bonus Scene+pointsin your first year (that’s up to$350towards travel).

Annual fee: $150

Interest rates: 20.99% purchases /22.99% cash advances

View more card details for the Scotiabank Passport Visa Infinite credit card

Cash back

Personal Banking | Scotiabank Canada (18)

Scotia Momentum®
Visa*Card

Get a0% introductory interest rateon balance transfers for the first 6 months (22.99% after that; annual fee $39).2

Annual fee:$39
Interest rates:19.99%purchases /22.99%cash advances

View more card details for the Scotia Momentum Visa credit card

Go to All credit cards page Browse all credit cards

Borrowing

From buying your first home to renovating your current space, we have a borrowing plan that’s right for you.

Personal Banking | Scotiabank Canada (19)

Life changes fast

The Scotia Total Equity® Plan(STEP) Mortgage changes with it.*

A STEP Mortgage gives you the flexibility to use the equity from your home when you need it.

Learn more about STEP

Personal Banking | Scotiabank Canada (20)

Mortgage calculator

How much mortgage can you afford?

Launch mortgage calculator About Mortgage calculator

Personal Banking | Scotiabank Canada (21)

Auto loan payment calculator

Looking to buy a new car? We’ll do the math for you.

Launch auto loan calculator

Personal Banking | Scotiabank Canada (22)

Scotiabank eHOME – the online mortgage hub

Get pre-approved, search for a home, and get mortgage approval online.

Start your journey About Scotiabank eHOME – the online mortgage hub

Personal Banking | Scotiabank Canada (23)

Discover how to take the next STEP

Find the mortgage that’s right for you.

Visit our mortgage centre About Discover how to take the next STEP

Personal Banking | Scotiabank Canada (24)

Protect your biggest investment

Stay on track financially if the unexpected happens with optional Scotia Mortgage Protection.

Get started About Protect your biggest investment

Investments

Reach your investment goals tomorrow while enjoying your life today.

Special Offer

Personal Banking | Scotiabank Canada (25)

Guaranteed Investment Certificates (GICs)

Earn 5% on an eligible 2-year GIC.

A worry-free investment product.

Learn about GICs

Special offer

Personal Banking | Scotiabank Canada (26)

Registered Retirement Savings Plan (RRSP)

Earnup to $350in value on an eligible TFSA & RRSP.

An RRSP is a powerful tool to help grow your retirement savings and lower the income tax you pay.

Learn about RRSP

Special offer

Personal Banking | Scotiabank Canada (27)

Savings Accelerator Account

Earnup to 4.05% interestuntil April 30, 2023on new deposits in your eligible RRSP or TFSAwith the Savings Accelerator Account.

Earn a competitive interest rate.

Accelerate your savings

Personal Banking | Scotiabank Canada (28)

ScotiaFunds® Portfolio Solutions

Our Portfolio Solutions offer a diversified mix of mutual funds in the convenience of single investment to help you grow your savings while carefully managing risk. Whether you are seeking regular income or long-term growth, there’s a portfolio solution designed to help you achieve your goals.

Special offer

Personal Banking | Scotiabank Canada (29)

Scotia iTRADE®. It’s every investor’s dream.

Everything you need to direct invest, in one place. Plus, get up to $2,000 cash and $6.99 stock and ETF commission pricing when you open a new account or fund an existing account*.

Special offer

Personal Banking | Scotiabank Canada (30)

Tax-Free Savings Account (TFSA)

Earnup to $350in value on an eligible TFSA & RRSP.

A TFSA is a great way to save for bothshort and long-term goals, with the flexibility to withdraw your money at any time without penalty.1

Learn about TFSA

View all investment plans

View all investment products

Learning

Get investment ideas, insights, and information for managing your money.

Personal Banking | Scotiabank Canada (31)

10 steps to building a post pandemic plan for your family

It’s a great time to update your family’s financial plan.

Update your financial plan Get 10 tips for updating your family’s financial plan

Personal Banking | Scotiabank Canada (32)

What is a credit card installment plan and how can I make the most of it?

A credit card installment plan is a feature that can help you to pay for purchases on your credit card over a fixed period.

Learn about installment plans Learn about credit card installment plans and how to use them

Personal Banking | Scotiabank Canada (33)

4 tips to help organize your finances and prepare for the future

How to manage your cashflow and get ready for your goals.

Organize your finances Get 4 tips to help you organize your finances

Personal Banking | Scotiabank Canada (34)

Manage your budget for unexpected expenses

No matter how much of a planner you are, unexpected expenses will pop up. Here’s how to budget for them.

Budget for unexpected expenses Find out how to prepare and budget for unexpected expenses

Personal Banking | Scotiabank Canada (35)

New to digital banking?

Our step-by-step guides can help you start baking on your phone, tablet, or desktop computer.

Go digital Visit our digital banking guides for step-by-step instructions and demos to help you bank your phone, tablet, or desktop computer

Personal Banking | Scotiabank Canada (36)

How much should I have in savings?

You want to save but what should your goal be?

Learn more at Advice+ Get tips on how to align your savings with your goals

Go to Advice+

Personal Banking | Scotiabank Canada (37)

Locate branches, advisors, and ABMs

Get location information for Scotiabank branches, advisors, and ABMs across Canada.

Find your nearest branch

Personal Banking | Scotiabank Canada (38) Personal Banking | Scotiabank Canada (39)

Scotiabank is a member of Canada Deposit Insurance Corporation (CDIC)

Top Articles
Latest Posts
Article information

Author: Zonia Mosciski DO

Last Updated: 12/14/2022

Views: 6050

Rating: 4 / 5 (71 voted)

Reviews: 94% of readers found this page helpful

Author information

Name: Zonia Mosciski DO

Birthday: 1996-05-16

Address: Suite 228 919 Deana Ford, Lake Meridithberg, NE 60017-4257

Phone: +2613987384138

Job: Chief Retail Officer

Hobby: Tai chi, Dowsing, Poi, Letterboxing, Watching movies, Video gaming, Singing

Introduction: My name is Zonia Mosciski DO, I am a enchanting, joyous, lovely, successful, hilarious, tender, outstanding person who loves writing and wants to share my knowledge and understanding with you.