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With these limited time offers:
- Earn up to $350 in value on an eligible TFSA & RRSP.1
- Earn up to 4.05% interest until April 30, 2023 on new deposits in your eligible RRSP or TFSA with the Savings Accelerator Account.2
Get offer details
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Featured
Planning for what’s next in your financial future.
New ways to earn up to 6X the points faster†
Earn Scene+™ points now at Sobeys, Safeway, FreshCo, Foodland and more with one of our credit cards.
† Conditions apply
Learn more about Scene+
The Ultimate Package
Earn a $3502 welcome bonus with the Ultimate Package. It’s the ultimate in banking.
Open your account now
NEW REWARDS
Groceries are a go with Scene+!
Earn and Redeem Scene+ points for groceries, pharmacy and more at participating grocery stores. Coming to Quebec in Early 2023.
Explore Scene+
We’re turning heads.
We’re honoured to be recognized as The Banker’s Bank of the Year in Canada for the fourth year in a row, and one of the top 25 World’s Best Workplaces™ by Great Place to Work®.
Prepare for any kind of trip
Help protect yourself and your loved ones from unforeseen events with Scotia Travel Insurance.
Choose the plan that’s right for you.
Learn more about our insurance plans
SPECIAL OFFER
Scotia iTRADE®. It’s every investor’s dream.
Everything you need to direct invest, in one place. Plus, get up to $2,000 cash and $6.99 stock and ETF commission pricing when you open a new account or fund an existing account*.
Accounts
Keep your finances on track with an account that gives you flexibility and control over your money.
The Ultimate Package
Earn a $350welcome bonus with the Ultimate Package. It’s the ultimate in banking.2
Open your account now About The Scotiabank Ultimate Package
The Preferred Package
Earn a$350 welcome bonuswith a new bank account.2
Open your account now About The Preferred Package
The MomentumPLUS Savings Account
Earn a limited-time savings rate with the MomentumPLUS Savings Account.*
Start Saving Now About the Momentum Plus Savings Account
Special Offer for new Scotiabank eligible mortgage
Earn a $350 welcome bonus with a new Preferred Package or Ultimate Package. Plus, pay no monthly account fees for up to a year by setting recurring payments to a new or renewed Scotiabank eligible mortgage.
Get offer
Save more than just memories in your new country.
Newcomers can earn up to $1,540* in savings and bonuses with StartRight®.*
StartRight offer details
Student Banking Advantage® Plan
A worry-free account matched for student life. Earn a $75 welcome bonus.5
Open your account now
View all bank accounts
View all savings accounts
Credit cards
Browse all the Scotia cards so you can choose the one that’s right for you.
Low Interest
Scotiabank Value®
Visa*Card
0% introductory interest rateon Cash Advances for the first 6 months (12.99% after that; annual fee $29).2 Plus no annual fee in the first year.2
Save up to hundreds of dollars a year on interest.
Annual fee: $29
Interest rates: 12.99% purchases / 12.99% cash advances
View more card details for the Scotiabank Value Visa credit card
Travel & lifestyle
Scotiabank GoldAmerican Express®Card
Special offer:
Earn up to40,000 bonus Scene+™ pointsin your first year (that’s up to$400towards travel) and first year annual fee waived.1
Annual fee:$120
Interest rates:20.99%purchases /22.99%cash advances
View more card details for the Scotiabank Gold American Express Card
Scotia Momentum®Visa Infinite*Card
Special offer:
Earn10% cash backon all purchases for the first 3 months (up to $2,000 in total purchases).1No annual fee in the first year, including on supplementary cards.1
Annual fee:$120
Interest rates:20.99%purchases /22.99%cash advances
View more card details for the Scotia Momentum Visa Infinite credit card
Turn credit card purchases into bite-sized payments with Scotia SelectPayTM
A new, flexible way to pay off your eligible Scotiabank Visa* credit card purchases of $100 or more with no interest rate and a low fee.1
Learn more about SelectPay
Travel & Lifestyle
Scotiabank Passport® Visa Infinite* Card
Special offer:
Earn up to35,000 bonus Scene+pointsin your first year (that’s up to$350towards travel).‡
Annual fee: $150
Interest rates: 20.99% purchases /22.99% cash advances
View more card details for the Scotiabank Passport Visa Infinite credit card
Cash back
Scotia Momentum®
Visa*Card
Get a0% introductory interest rateon balance transfers for the first 6 months (22.99% after that; annual fee $39).2
Annual fee:$39
Interest rates:19.99%purchases /22.99%cash advances
View more card details for the Scotia Momentum Visa credit card
Go to All credit cards page Browse all credit cards
Borrowing
From buying your first home to renovating your current space, we have a borrowing plan that’s right for you.
Life changes fast
The Scotia Total Equity® Plan(STEP) Mortgage changes with it.*
A STEP Mortgage gives you the flexibility to use the equity from your home when you need it.
Learn more about STEP
Mortgage calculator
How much mortgage can you afford?
Launch mortgage calculator About Mortgage calculator
Auto loan payment calculator
Looking to buy a new car? We’ll do the math for you.
Launch auto loan calculator
Scotiabank eHOME – the online mortgage hub
Get pre-approved, search for a home, and get mortgage approval online.
Start your journey About Scotiabank eHOME – the online mortgage hub
Discover how to take the next STEP
Find the mortgage that’s right for you.
Visit our mortgage centre About Discover how to take the next STEP
Protect your biggest investment
Stay on track financially if the unexpected happens with optional Scotia Mortgage Protection.
Get started About Protect your biggest investment
Investments
Reach your investment goals tomorrow while enjoying your life today.
Special Offer
Guaranteed Investment Certificates (GICs)
Earn 5% on an eligible 2-year GIC.♢
A worry-free investment product.
Learn about GICs
Special offer
Registered Retirement Savings Plan (RRSP)
Earnup to $350in value on an eligible TFSA & RRSP.‡
An RRSP is a powerful tool to help grow your retirement savings and lower the income tax you pay.
Learn about RRSP
Special offer
Savings Accelerator Account
Earnup to 4.05% interestuntil April 30, 2023on new deposits in your eligible RRSP or TFSAwith the Savings Accelerator Account.†
Earn a competitive interest rate.
Accelerate your savings
ScotiaFunds® Portfolio Solutions
Our Portfolio Solutions offer a diversified mix of mutual funds in the convenience of single investment to help you grow your savings while carefully managing risk. Whether you are seeking regular income or long-term growth, there’s a portfolio solution designed to help you achieve your goals.
Special offer
Scotia iTRADE®. It’s every investor’s dream.
Everything you need to direct invest, in one place. Plus, get up to $2,000 cash and $6.99 stock and ETF commission pricing when you open a new account or fund an existing account*.
Special offer
Tax-Free Savings Account (TFSA)
Earnup to $350in value on an eligible TFSA & RRSP.‡
A TFSA is a great way to save for bothshort and long-term goals, with the flexibility to withdraw your money at any time without penalty.1
Learn about TFSA
View all investment plans
View all investment products
Learning
Get investment ideas, insights, and information for managing your money.
10 steps to building a post pandemic plan for your family
It’s a great time to update your family’s financial plan.
Update your financial plan Get 10 tips for updating your family’s financial plan
What is a credit card installment plan and how can I make the most of it?
A credit card installment plan is a feature that can help you to pay for purchases on your credit card over a fixed period.
Learn about installment plans Learn about credit card installment plans and how to use them
4 tips to help organize your finances and prepare for the future
How to manage your cashflow and get ready for your goals.
Organize your finances Get 4 tips to help you organize your finances
Manage your budget for unexpected expenses
No matter how much of a planner you are, unexpected expenses will pop up. Here’s how to budget for them.
Budget for unexpected expenses Find out how to prepare and budget for unexpected expenses
New to digital banking?
Our step-by-step guides can help you start baking on your phone, tablet, or desktop computer.
Go digital Visit our digital banking guides for step-by-step instructions and demos to help you bank your phone, tablet, or desktop computer
How much should I have in savings?
You want to save but what should your goal be?
Learn more at Advice+ Get tips on how to align your savings with your goals
Go to Advice+
Locate branches, advisors, and ABMs
Get location information for Scotiabank branches, advisors, and ABMs across Canada.
Find your nearest branch
Scotiabank is a member of Canada Deposit Insurance Corporation (CDIC)