BankAmericard® credit card for Students (2023)

4 Star Rating

No rewards but 0% APR for first 4 years. Can't complain, helped me build my credit a lot. When I started using it I had no credit score, and now I'm in the 700s.

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5 Star Rating

this credit card has been great for me while I've been away at school. I've never had any issues and the limits are set to a reasonable amount as to have enough to spend but not over spend you money!

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4 Star Rating

This Bankamericard for Students Credit Card is fantastic! I've had it for just about a month now and it is absolutely fantastic! The only qualms I have about it are the boring rewards tiers. However, the 3% on gas is amazing. I always volunteer to pay upfront for the gas now, and my friends give me cash back. It's not much, but the cashback adds up. I also got a 100 dollar bonus from them for spending 500! It's such an easy offer to fulfill, this card is definitely worth checking out if you're just starting out. I am fairly new to the creditcard game and this is my first one ever.

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4 Star Rating

The BankAmericard for Students is the card that I'm currently using. Since I'm a college student, my starting credit score isn't that amazing and I need to built it up. So I got this card for starters and it's been working out so far. Although there's no rewards, this card is perfect for bringing you into the folds of credit card payments. There's nothing special about the no rewards, which is somewhat off putting, the balance transfers and cash advances are on par with a lot of other basic student cards. But the great thing about this card is that you will get alerts on fixed payments in order to keep track of your financial situation. You also get tips from Ultimate Money Skills to help build your credit.

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5 Star Rating

This was the first credit card I had when I was a student and it has remained one of the best. It is completely manageable and has a low rate for a person first starting out to build their credit. My payments every month have been extremely low, around 15 or 16 dollars a month which has allowed to a lot of room for re payment as well as other living expenses. I also liked their flexible payment date which allowed me to schedule their payments according to what is best for me. The online service is also very easy to use and its basically a one click payment and you get a confirmation number. It really could not be simpler to use. A great card for those looking to build initial credit.

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5 Star Rating

As a student with barely any credit history, it was very difficult to find a credit card that I could qualify for. Thankfully, I managed to find the BankAmericard. Being somewhat irresponsible at times, it would be easy for me to forget to check when a bill is due, but this card has a fixed due date which is very helpful. Also, considering I know little about how to build and maintain a good credit history, the Ultimate Money Skills is a very helpful feature to give me tips on how to be a responsible credit card owner. The late fee is quite steep, but I never plan on being late in the first place.

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5 Star Rating

The best credit card available for me is the BankAmericard for Students! As a college student with a very limited credit history it is somewhat hard for me to buy the things I need on credit. This card gives me the flexibility I need, while also allowing for my limited experience with credit cards and establishing credit. I highly recommend the BankAmericard for Students!

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4 Star Rating

This credit card has been a trusty companion since I started college. IT was the first and only credit card I was issued, and it only had a $500 limit on it, but it has saved my bacon quite a few times. Although the interest rate for me was slightly steep, I credit that with having no credit prior to signing up for it. The rule of thumb for users just beginning with credit and having nothing on their credit report is to pay your bills on your card, and pay it off at the end of every month, this will help jack up your credit score quick.

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5 Star Rating

When I was eighteen, I signed up for this card as part of a student banking package. My limit was relatively low, but I had low interest rates and it was perfect for what I needed it for. I absolutely love it and still have it today because of its ease of use. To my surprise, Bank of America has given me fantastic service when dealing with any issues that have come up and I feel very safe using this card. A few years ago, someone had stole my wallet and attempted to use my card but BoA contacted me immediately and reimbursed me for all unauthorized charges nearly instantly. Overall, I rate this card very highly.

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5 Star Rating

I have been using this card for many years now. This was actually the first card that I ever applied for and received. I signed up for this card in my sophomore year. One day when they had a table set up near the computer lab at my college. The process was quick and easy, and I was instantly approved. The rates were very low, and I have never had a problem with the card. One of the best features of the card is the Safe Shop feature. This feature allows you to create a temporary credit card number with it's own limit to use online. This has come in handy more than once when I was going to use a website that I did not want to give my actual credit card number to. This is a great first card, I recommend it to any college student looking to build credit.

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